Docs/Operations/Billing & Plans
Operations

Billing & Plans.

Three tiers designed for the reality of a banking partnerships team — a single owner at a seed-stage FinTech, a cross-functional partnerships group at a growth-stage company, and an enterprise-wide deployment at a tier-1 bank. All three tiers give full access to the SHIELD / PRISM / CORTEX trilogy. What changes is seat count, AI budget, advanced compliance controls, and contractual commitments.

Plans

$200/mo
Starter

$2,400/year ($1,920 with annual prepay). Single user. 50 AI analyses per month (FinTech Analyzer, Fit, ROI, Playbook combined). Full PRISM matching and SHIELD verification. Core CORTEX (Pulse, Signals, Regulatory Radar — Early Warning and Benchmarks require at least 3 partnerships in the pipeline). 30-day message retention beyond regulatory floor.

$1,000/mo
Professional

$12,000/year ($9,600 with annual prepay). Up to 10 users. Unlimited AI analyses. Full CORTEX including Benchmarks and Early Warning. Priority support (SLA: 8-hour first-response on High-severity issues). Role-based access controls. Team-level activity dashboards. 6 years of message retention — meets FINRA Rule 4511.

$5,000+/mo
Enterprise

$60,000+/year. Unlimited users. Everything in Professional, plus: API access with signed webhooks, SSO (SAML 2.0 or OIDC), IP allowlist, SHIELD admin compliance export, custom data retention policies, US-East primary with US-West DR (or EU region for DORA-regulated entities), contractual SLA with uptime commitment, dedicated customer success manager, quarterly business review, early access to roadmap features. Pricing scales with user count and data residency requirements.

Feature comparison

Users
Starter: 1 · Professional: up to 10 · Enterprise: unlimited
AI analyses
Starter: 50/mo · Professional: unlimited · Enterprise: unlimited
PRISM matching
All tiers — daily refresh + on-demand regenerate
SHIELD verification
All tiers — full KYB, continuous monitoring, Trust Score
CORTEX Pulse + Signals
All tiers
CORTEX Benchmarks
Professional + Enterprise
CORTEX Early Warning
Professional + Enterprise
Message retention
Starter: 30 days beyond regulatory floor · Pro: 6 years · Enterprise: 7 years
API access
Enterprise only
SSO (SAML / OIDC)
Enterprise only
IP allowlist + 2FA enforced
Enterprise only (2FA available on all plans, enforceable on Enterprise)
Data residency options
Enterprise only
Support
Starter: community · Pro: priority (8h) · Enterprise: dedicated CSM + contractual SLA

Free trial

Every new organization starts with a 14-day free trial on the Professional plan — enough to onboard, complete KYB verification, receive your first PRISM matches, run a handful of Intelligence reports, and populate some baseline Pulse metrics. At trial end, the default behaviour is to downgrade to Starter unless you confirm a paid plan. Cards are never auto-charged; we ask before billing.

Annual prepay discount

Annual prepay is discounted 20% off the monthly rate on Starter and Professional tiers. Enterprise contracts are custom and typically include annual terms by default with multi-year commitments available for additional discount.

Billing operations

PCI scope
TECH's PCI DSS scope is limited to Stripe's hosted checkout and billing portal. No card numbers, expiration dates, or CVV codes ever transit TECH infrastructure. All card data handling occurs in Stripe's PCI DSS Level 1 environment.

Enterprise contract specifics

Enterprise agreements typically include:

API surface

GET /billing/subscription/
Current plan, renewal date, seat count, usage
POST /billing/checkout/
Start a Stripe checkout session for a plan change or initial purchase
GET /billing/portal/
Signed URL to the Stripe customer portal (card updates, history, cancellation)
POST /billing/webhook/
Stripe callback — internal; HMAC verified
Manage your plan

Billing lives in Settings.

Upgrade, downgrade, add seats, update cards, pull receipts — all through the Billing tab. Enterprise inquiries via your CSM or enterprise@techhub.it.com.

Open Billing →